- ku.oc.ecnanifetavirpxepa@napib
- 0744 603 3022
When your financial world doesn’t fit the “standard mould,” you need an adviser who understands more than just mortgage rates. You need someone who takes the time to understand you, your career, your income, your goals, and your lifestyle.
That’s exactly why I built Apex Private Finance.
With over 20 years in financial services and more than 10 years as a mortgage broker, I’ve supported dentists, healthcare professionals, and high-net-worth clients across the UK. Having lived and worked in London, I’ve worked closely with private banks and specialist lenders, helping clients with needs that go far beyond the high street.
Protecting your home, family, and lifestyle is just as important as securing the right mortgage. We provide advice on a wide range of protection solutions, tailored to your circumstances:
Every service we provide is delivered with the same commitment:
Funding to buy into your first practice or acquire a new practice outright.
Helping experienced dentists finance the purchase of additional practices, whether growing a portfolio or adding to an existing business model.
Where some brokers see obstacles, I see opportunities. I’ve helped dentists and healthcare professionals at every stage from buying a first home, to arranging finance for a practice purchase, to securing a high-value family property. My role is to ensure lenders see your real earning potential and professional journey, so you can achieve your goals with confidence.
Before diving into the details, use our free mortgage calculator to get an instant estimate of your borrowing potential.
This tool offers a quick starting point for professionals such as dentists, consultants and business owners who want a clear picture of what’s possible before seeking tailored advice. The output is based on the input provided and not an true or accurate figure as it will depend on your own circumstances.
Decades of experience supporting dentists, healthcare professionals, and HNW clients.
Insight from living and working in the capital, with direct access to private banks and specialist lenders.
I take time to understand your story and priorities, not just your paperwork.
Advice that is transparent, tailored, and always in your best interests.
Wealth isn’t always simple, and neither are your borrowing needs. Standard lenders tend to focus only on payslips, overlooking the bigger picture. That’s not how I work.
I regularly support clients who:
Through my relationships with private banks and specialist lenders, I’m able to introduce solutions that reflect your overall wealth position not just narrow affordability calculations. For you, that means discretion, flexibility, and speed backed by advice you can trust.
Specialist finance requires a bespoke approach. Whether you are a healthcare professional, self-employed business owner, or high-net-worth investor, we’ll work with you to build the right solution.
Contact us below or complete our form, and we’ll be in touch.
0744 603 3022
ku.oc.ecnanifetavirpxepa@napib
181 Hill Village Road,Sutton Coldfield,Birmingham,B75 5JQ
Navigating high-value or professional lending can feel daunting — especially when your income doesn’t fit standard lender criteria. To help, we’ve compiled answers to the most common questions from dentists and high-net-worth clients in Sutton Coldfield.
If you can’t find what you’re looking for, our team is happy to offer personal guidance tailored to your situation.
Yes. We work with lenders who understand the income patterns of dentists — whether you’re NHS, private, or mixed practice — and can use self-employed and associate earnings effectively.
Typically: recent accounts, SA302s or tax returns, proof of dividends or drawings, and business or practice financials. We’ll tell you exactly what’s required for each lender.
In many cases, yes. Private banks can offer higher loan-to-values, interest-only terms, and flexible criteria — particularly for clients with substantial assets or investment portfolios.
Definitely. We specialise in structuring finance for property investors, landlords and professionals with diversified income or asset portfolios.
While we’re based in Sutton Coldfield, we assist clients throughout the UK — including London, Manchester and other major financial hubs.
