Mortgage & Finance Services In Sutton Coldfield

At Apex Private Finance, we provide a wide range of mortgage and protection solutions designed around your individual needs. Whether you are buying your first home, refinancing a complex property portfolio, or protecting your family’s future, our advice is always independent, personalised, and focused on your best interests.

Mortgage Services

First-Time Buyer Mortgages

Helping you take your first step onto the property ladder with clear guidance, tailored solutions, and support throughout the process.

Home Mover Mortgages

Whether upsizing, downsizing, or relocating, we ensure your mortgage arrangements move with you smoothly.

Remortgages

Reviewing your current mortgage to ensure it continues to meet your needs. This may include raising additional funds for home improvements or consolidating debts where appropriate.

Buy-to-Let Mortgages

Tailored advice for landlords and property investors — from single buy-to-lets to larger portfolio lending.

Bridging & Short-Term Finance

Access to short-term lending options for property purchases, improvements, or time-sensitive opportunities.

Specialist Mortgage Services

Self-Employed Mortgages

Expert guidance for sole traders, limited company directors, contractors, and freelancers. We understand how to present your income accurately and work with lenders who appreciate the realities of self-employment.

Healthcare Professional Mortgages

In-depth experience working with dentists, doctors, and healthcare specialists, understanding unique income structures and career paths.

High-Net-Worth & Complex Lending

Solutions for clients with multiple income sources, complex financial arrangements, or large-scale borrowing needs.

Private Bank & Specialist Lenders

Access to lenders beyond the high street, including private banks and London market specialists, for bespoke arrangements.

Property Investor & Portfolio Finance

Structuring and refinancing for property portfolios, with a focus on efficiency, flexibility, and long-term growth.

Protection Services

Protecting your home, family, and lifestyle is just as important as securing the right mortgage. We provide advice on a wide range of protection solutions, tailored to your circumstances:

Life Insurance

Financial security for your family in the event of your death.

Critical Illness Cover

A lump sum payment if you are diagnosed with a specified serious illness.

Income Protection

Ongoing financial support if you are unable to work due to illness or injury.

Private Medical Insurance

Access to private healthcare when you need it most.

Relevant Life Insurance

Tax-efficient cover for company directors and employees.

Try our calculator to see what a loan could cost you?

Use our free mortgage calculator to explore your options in seconds — it’s fast, simple and completely confidential.  This is based on the figutes input my yourself and not a reflection what you may be there on the current market.

Once you’ve seen the numbers, speak to us for expert advice on structuring your finance around your requirements and long-term goals.

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Our Promise

Every service we provide is delivered with the same commitment:

What Our Clients Say

Make an Enquiry

Call us

0744 603 3022

Send us an email

ku.oc.ecnanifetavirpxepa@napib

Main location

181 Hill Village Road, Sutton Coldfield, Birmingham, B75 5JQ

Office Hours

Monday – Friday: 9:00am – 6:00pm
Saturday: By appointment

Frequently Asked Questions

We know arranging finance can feel complex — especially if you have multiple income streams or unique lending needs. To help you get started, we’ve answered some of the most common questions clients ask about our mortgage and finance services in Sutton Coldfield.

We provide advice on residential, buy-to-let, bridging, commercial and high-net-worth mortgages, working with both mainstream and private banks.

We’re based in Sutton Coldfield, but we serve clients across Birmingham, the Midlands and nationwide — including London and the South East.

Yes. We specialise in complex income cases including self-employed professionals, limited company directors, and Healthcare Professionals.

A HNW mortgage is designed for clients with significant assets or income that doesn’t fit standard criteria. We work with private banks offering bespoke solutions and flexible underwriting.

It varies depending on the lender and complexity. Straightforward residential cases can complete in 2–4 weeks, while specialist or private bank lending may take slightly longer.

Yes, we’re transparent about all fees from the outset. The amount depends on the complexity and lender involved — discussed and agreed before any commitment.  A typical fee ranges from £499 – £999.

Absolutely. We can review your current arrangements and help you refinance based on your current circumstances,  this may be additional borrowing for home improvements, or portfolio expansion/restructuring.

Yes, we provide life, income and mortgage protection tailored to your needs — protecting yourself or your family.

Don’t leave it to chance! Speak directly with a specialist today.